Month: May 2016

How To Live Within Your Means: A Few Tips?


Sigh! That is exactly the feeling when we get whenever it is that time of the month and for some of us the week to pay our bills, so life could go on smoothly. Unfortunately it never ends smoothly as we want. It is more of pulling hair and lots of tears. If you have just moved out of your parents house and are now setting up your own home and at the brink of realizing that nothing is really free (unless your parents pay for it!), well, here are a few tips to help you manage your costs and to live within your means. Keep in mind that becoming thrifty or frugal in your spending does not necessarily make you into a boring person with no life. Hopefully, these tips will also help you to become more creative in finding better solutions to control your costs than to go for the normal options that are beyond your means at the moment.

Use of credit cards/debit cards and ATM cards

Although use of credit cards seems like the much easy and sophisticated way to get about making your payments, you won’t feel it so when you get your monthly payment bills. And if you are the kind who thinks, you can pay just enough to get by and never completely settle your bills, well think about the interest that you will be paying. Or if it is your debit card that you swipe, have an app downloaded onto your phone that would alert you on your bank balance that will ring all the bells for you to steer yourself out of that shop. Switch to cash payments. You will not feel too comfortable in spending when you see how fast your cash is reducing. Also consider cutting down on your many trips to the ATM, instead with draw a chunk every two weeks or monthly.

Keeping those bills under control

You can start with small things like switching those lights off when you are not in a room or fixing those pipes that leak. What you could also do is to work on replacing your bulbs with energy saving ones, consider investing in steel water tanks for domestic use, and even work on a simple low cost rainwater harvesting system. You could do your own laundry using cold water at home. Bundle up your internet, phone and cable prices purchasing all your services from one provider. You could also completely take off cable and stream your favorite shows through the internet.

Purchasing any product

Go for the non-branded, generic names in just about any of your purchases. If you are worried about the quality check the label. You will find that most and almost everything is identical. Be smart when you clip coupons. Clip ones that you know you need and not good to have because it’s less. And look for thrift shops; you could get not only great deals but also lovely stuff. Again, don’t go crazy. 

Keep yourself organized

Pay your bills on time! Remember to attend to your car tires on time and have them inflated properly, and it is amazing how you can cut down on gas. Make your grocery list before you visit the grocery. And visit the grocery once a week or once in two weeks and not when you get hungry or when you are bored or whenever you remember things. Haphazard purchasing can be costly. Keep a notebook with you and make a note or put it down on your smart phone.

Why Is It Important To Maintain Proper Personal Hygiene?

It is very important to maintain personal hygiene. Elders would tell you that people will judge you, by the means of your external appearance. You may think external appearance does not include how you smell or how your nails look, unfortunately they are also considered as an important aspect of presenting yourself. You may think that people will not look at how your teeth looks but while you are talking people will take note of those small things which might be considered as a small thing for you. But, it would make or break deals, your potential clients will justify, that, a person who has no time for himself is not a very good addition or aspect to our company. When he cannot spare time to see or look carefully after himself, they will question the promise of regaining their investment. Therefore even if you do not have time for regular check-ups or other important thing, make sure you take care of your own self.

Body odour – a great downfall

Yes, body odour can be pretty bad if you are not clean always. You should take showers. If you are affected by any kind of psychological problems, you should probably try the frameless shower screens. They will fog up the glass frameworks and will give you privacy as well as give you can let the main door to the bathroom open. This will help you logically get over the mental games which are pretty dangerous. Your armpits smell bad due to the bacterial activity or any kind of microbial activity in your joints.

Moreover, if you sweat too much, you should get help from professional. They will suggest better soaps and may be some medicines. In simple words, you can get rid of your bodily odours just by taking proper bath in a good frameless shower screens in Roseville so that the water will not splash outside.

Hand washing and clean your legs when you enter home

You might think it is okay to eat without cleaning your hands or get out of restroom without washing your privates and your hands after using the rest room. But it is worst practice, because, your hands are the solely used to clean stuff, touch, feel and aid in eating. When you do not wash your hands, all the bacteria, germs and dust particles in your hand along with your food will enter your digestive system. It is advised to wash your legs when you enter home after spending time outside. It is advised like that because you will step on to several things and several particles will get attached to your legs, pants or anything. You are saving yourself from getting sick in the near future by just washing your legs when you enter your house. Moreover, it will be advisable to follow the same in houses having new born babies, because the babies have a lower immunity than normal grown up adults.

To conclude, this is just an example of the importance of having proper personal hygiene. There are other things like the sex orientated hygiene to follow. For example, the ways a woman should regularly change pads when she is on her periods. This kind of personal hygiene should be followed irrespective of your busy schedule. Bad breath can be treated by following proper diet which has a good portion of fibres and regular water intake.